Mississippi Retirement Planning
Samander Financial
Retirement is personal. You've worked hard to save and invest your money and now it's time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Compass Retirement Allies is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
Request Your
Receive Our
Have a Question?
Here For You
Meet The Advisor
Joshua Samander
" Your retirement may last as long as 30 years," he says. " You simply cannot afford to run the risk of ruining your lifestyle during your leisure years. We've helped individuals and couples at all economic levels pursue their long-term goals and enjoy retirement – and we can help you too." One of Josh's strengths is listening for what really matters to each client and then making recommendations that actually solve problems.
His advice for a successful retirement?
"Find something you're passionate about," Do things you enjoy with the people you love. Take care of your health . Get outside. Love on your grandchildren. You can't take any money with you when you're gone. And you only have one retirement, so you can not spend it worried or in a negative state."
Josh loves being a father , noting that he and his wife, Beverley have three young boys, plus a Chihuahua named Miss Honey.
In his free time, Josh coaches you football and baseball. His personal hobbies include running, working out, hunting and fishing. He also enjoys comedy, watching good movies and eating at good restaurants.
RR
Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in October–December 2025
- There are no events scheduled during these dates.
Our Downloads
Federal Employee's Guide to Retirement
Your financial strategy is the foundation of your retirement life. However, it can be difficult and complex to keep up with the changing financial landscapes, laws, and regulations, especially if you've been a federal employee and have worked for the government throughout your career.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
